maturity
t noun [MASS NOUN] the state, fact, or period of being mature: their experience, maturity, and strong work ethic | the delicate style of his maturity.

n the time when an insurance policy, security, etc. matures.
—ORIGIN late Middle English: from Latin maturitas, from maturus (see MATURE).

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Some people have it or at least some of it, and others don’t.